Terms of Service
Last Updated: January 2026
These Terms of Service ("Terms") govern your access to and use of tonystephan.com and any related content, products, or services offered by Tony Stephan Enterprises LLC (the "Company," "we," "us"), including our free book, coaching program, courses, and any digital or physical products (collectively, the "Services"). By accessing the Site or using our Services, you agree to these Terms. If you don't agree, please don't use the Site or Services.
Who Can Use This Site
You must be at least 18 years old to request our materials, purchase our products, or enroll in our coaching program. By using the Site, you represent that you meet this requirement and that any information you provide us is accurate and current.
Educational Content, Not Advice
All content on this Site, including our free book, blog posts, videos, emails, bonuses, and coaching sessions, is provided for educational and informational purposes only. Nothing on this Site or in any product or service constitutes financial, investment, tax, or legal advice. Real estate investing involves real risk, including the potential loss of principal, and outcomes depend on factors specific to each individual, including market conditions, available capital, experience, and effort. You should consult your own licensed financial advisor, CPA, attorney, or other qualified professional before making any investment or financial decision. See our Disclaimer page for more detail.
No Guarantee of Results
We do not guarantee any specific financial outcome, income, return, or result from using our content, book, bonuses, or coaching services. Any case studies, testimonials, or examples of past performance shared on this Site reflect individual, personal experiences and are not typical. They should not be interpreted as a promise or projection of what you will achieve.
Intellectual Property
All content on the Site, including text, graphics, the book, worksheets, videos, logos, and other materials, is owned by or licensed to Tony Stephan Enterprises LLC and is protected by copyright, trademark, and other intellectual property laws. You may use this content for your own personal, non-commercial reference. You may not reproduce, distribute, resell, or create derivative works from our content without our prior written permission.
Purchases, Payments, and Coaching Enrollment
If you purchase a product or enroll in a coaching program, additional terms specific to that offer (including price, payment schedule, and refund policy, if any) will be presented to you at the time of purchase or enrollment and are incorporated into these Terms by reference. Coaching enrollment may be subject to eligibility requirements, including minimum liquid capital, disclosed at the time of enrollment.
SMS and Email Communications
By providing your phone number or email address, you consent to receive messages from us as described in our Privacy Policy and SMS Terms. You can opt out of either channel at any time using the instructions provided in those communications.
Third-Party Links and Services
The Site may contain links to third-party websites, tools, or services (such as scheduling tools, payment processors, or social platforms) that we do not own or control. We are not responsible for the content, privacy practices, or terms of those third parties.
Disclaimer of Warranties
The Site and all Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
Limitation of Liability
To the fullest extent permitted by law, Tony Stephan Enterprises LLC, its owners, employees, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or investment capital, arising from your use of the Site, our content, or our Services, including any real estate investment decision you make after consuming our content.
Indemnification
You agree to indemnify and hold harmless Tony Stephan Enterprises LLC and its owners, employees, and contractors from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the Site or Services, or your violation of these Terms.
Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted to this page, with the "Last Updated" date revised accordingly. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the State of Michigan, without regard to its conflict of laws principles, unless otherwise required by applicable law.
Contact Us
Questions about these Terms can be directed to:
Tony Stephan Enterprises LLC Email: [email protected]
Copyright © 2026 Tony Stephan, RD, All Rights Reserved | Privacy Policy | Terms of Service
Disclaimer: This book is for educational and informational purposes only. Tony Stephan and Tony Stephan Enterprises make no guarantees regarding income, earnings, or specific results. Individual outcomes vary based on numerous factors including market conditions, capital available, effort, and experience. Any deals, refinances, or case studies referenced in this book are shared for illustrative and educational purposes only and should not be interpreted as promises of financial outcomes or a representation of typical results. Past performance is not indicative of future results. Please consult appropriate legal, tax, and financial professionals before making any investment decisions. Real estate investing involves risk, including the potential loss of capital.