

I'm Tony Stephan. I literally wrote the book on the small multifamily BRRRR method: how small apartments create big profits, tax-free capital, and infinite ROI. It hit small business bestseller on Amazon, and I want to give it to you.
Before I read a book I always ask myself the same thing: what am I actually going to get out of this. So here's exactly what's inside, chapter by chapter.





I don't come from real estate and I don't come from money. I grew up on food stamps outside Metro Detroit, charged up my credit card in my twenties, built a business as a registered dietitian, and eventually learned how to take those profits and put them into small multifamily real estate.
Since then my wife and I have completed 6 100% cash-out refinances, meaning we put money down on a deal, got every dollar of it back out, and still own the building.
That’s the strategy I’m going to break down in this book: how to use small multifamily properties to recycle your capital, build long-term wealth, and keep acquiring more properties without constantly needing new money.

The one-door trap. Why you want to skip single-family rentals entirely, and why starting small cost us more than it needed to.
Why small multifamily beats the stock market, crypto, and your 401k as the vehicle for building real, controllable wealth.
The 5 steps to your first deal, based on what's actually working right now, not what worked 30 years ago.
The BRRRR method itself: buy it right, rehab it (light renovations only, not gut jobs), rent it up to market, refinance your capital back out, and repeat with the same money.
How to buy right, and how to underwrite and evaluate a deal so you know what's good and what's a trap before you make an offer.
Forcing appreciation: how to boost NOI and lower expenses so the value of the building goes up, on your timeline, not the market's.
The safest way to make a million dollars. 95% of small businesses fail. I've made a million dollars in tax-free profit owning small multifamily, and I'll show you why it's safer than a franchise, a new business, or crypto.
Multiple exits, so you're never forced to sell the asset to access the wealth inside it.
The tax benefits. I haven't paid income taxes in years. This is the legal, safest way to reduce your tax bill, and I walk through exactly how.
Real case studies of deals we've bought, improved, and cashed out, with the real numbers.
Your next steps to actually get in the game.


6 completed 100% cash-out refinances, documented and dated
Self-managed, no third-party property managers

Featured on Fox News, NBC News, Huffington Post, and Reader's Digest
Public portfolio with property addresses, purchase dates, and unit counts
Small business bestseller on Amazon

"I'm not a real estate person." I was a dietitian. The skills that make you good at your W2 job, discipline, systems, follow-through, transfer directly to running small multifamily deals.
"I don't have time." This book takes less than an hour to get through, and chapter 4 gives you the 5 steps to your first deal, not a theory, an actual sequence you can start on this week.
"I've read real estate books before and nothing changed." Most of them are written by people who don't currently own anything. Every case study in this book is a deal I've personally closed and refinanced.
"What if I lose money?" I'll walk you through the mistakes too, including a deal that taught me an expensive lesson early on, so you can see the real downside before you ever put money into a deal.




The Small Multifamily BRRRR Method (physical copy, spiral-ready reference, just cover shipping)


A fill-in-the-blank worksheet that turns "I want to get into real estate" into a specific target: unit count, price range, market, and return threshold.


How depreciation, cost segregation, and real estate professional status apply specifically if you're earning $200K to $500K on a W2.


A short call with my team to look at your specific numbers and tell you honestly whether small multifamily makes sense for you right now. No pitch, no pressure.


Will this work if I've never invested in real estate before?
Yes. Most of the people I coach had zero real estate background before their first deal. The book is written for exactly that starting point.
What if I don't have a lot saved up?
The book will help you understand what's realistic for your income and savings level. Small multifamily generally requires more capital than a single-family rental, and the book explains why that's actually a good thing.
Is this really free?
Yes. You cover a small shipping fee, and the book plus all 5 bonuses are yours. Plus you'll get instant access to the digital version while your physical copy is in the mail.
How is this different from other real estate books?
Every case study, every number, and every mistake in this book comes from deals I've personally closed and refinanced. This isn't theory. It's what's currently working.
How long until my book arrives?
Your digital copy is instant. Physical copies ship within a few business days.

That's not a slogan, it's what happened to me. I'll see you in the book.


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